What Are Your Options for Home Renovation Loans? Renovations improve the appearance of your home, making it more desirable to live in. A home renovation also increases the resale value and equity in your home. However, renovations may cost thousands of dollars. A home renovation loan can help cover the expenses. Types of Home Renovation […]

What Questions Should You Be Asking When Trying to Secure Your First Mortgage Securing a mortgage is a big decision that can have lasting economic consequences in your life. You should take the time to understand the intricacies involved before signing the loan contract. Before taking out your first mortgage in Edmonton, ask for advice […]

Refinancing your mortgage means paying off your existing loan and replacing with a new one. There are several reasons why you can decide to refinance your loan. You can obtain lower interest rates, access the equity in your home, consolidate debt, or change your terms. Why Should You Choose Mortgage Refinancing? 1. To Obtain a […]

Things to Avoid When Buying Your First Home The idea of owning a home (a place that’s yours, where your kids can grow up and make lifelong memories) is alluring to most people. This is why buying your first home is one of the most exciting and important investments of your life. Contact Me today for help starting your home buying process. Buying your […]

Having many monthly debt obligations not only prevents you from living on a comfortable budget, but it also prevents you from accomplishing other financial goals. Still, it’s not just the amount of debt you have that matters – it is how much debt you have relative to your income. If you’re considering buying a new […]

If you’ve had a good relationship with your bank, then it’s only natural that you will turn to them for assistance- even with your mortgage. However, your bank might not always be your solemn savior. What will you do if your bank turns away your mortgage application? Of course, you need to find new lenders. […]

Buying your first home is a big step. When you are ready to buy your first home, it is wise to work with an experienced professional to guide you through the process and help you to qualify for a first time home buyer loan. When you meet with a mortgage broker, you will then have […]

Over the past month, the Bank of Canada has lowered its overnight rate by a whopping 1.5 percentage points to a mere 0.25%. Many people expected mortgage rates to fall equivalently. The banks have reduced prime rates by the full 150 basis points (bps). But, since the second Bank of Canada rate cut on March […]

The Benefits of Using a Mortgage Broker in 2020 A home is probably the largest purchase you will make in your lifetime. It is more than just a house, but a place where you spend your time and make memories. However, before you start dreaming of your new paint colours or white picket fences, there […]

I hope that you and your families are safe and well.  I wanted to send out some information to help support people in this uncertain time.   Please share this with anyone you know that may be affected. Covid 19 has taken a serious toll not only on Canadians, but all people around the globe.   Here […]