For most homeowners, mortgages take a considerable chunk of their paychecks. Making sure your budget is up to date is important to ensure monthly cash flow. In simple language, mortgage refinancing is getting a new mortgage to replace an existing one. It has several perks when taken at the opportune time and for the right […]

When it’s time to purchase your first home, taking care not to miss any steps can help smooth out the process and save your money and time. Finding the ultimate checklist can help you remember all necessary steps and expedite the process of buying your first home. Let’s take a look at some questions you […]

5 Things to Know Before Buying a Rural Property. As cities continuing to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a […]

Getting your first home is a huge financial decision, and as such, finding ways to fund your investment is crucial. Finding the deposit, qualifying for a mortgage, and making consistent monthly payments are all critical aspects to consider. Fortunately, qualifying for a first-time home buyer loan can relieve some of your stress and help you purchase your […]

A home is one of the most valuable assets you can own financially and on a sentimental level. However, the process of buying a house can be long and tedious, and that’s why many first time home buyers make mistakes. Call us today to get the process started. One of the main hassles of this process is getting a suitable mortgage lender. Fortunately, […]

If there’s one thing that has remained consistent over the centuries, it is the pride that comes with living in your own house. However, before you become a homeowner, you must navigate the hurdles of the first time homeowner buying process. Call us today to get the process started! There are many steps involved in […]

Bank of Canada Holds Target Rate Steady Until Inflation Sustainably Hits 2% The Bank of Canada under the new governor, Tiff Macklem, wants to be “unusually clear” that interest rates will remain low for a very long time. To do that, they are using “forward guidance”–indicating that they will not raise rates until capacity is […]

The Canadian First Time Home Buyer Incentive (FTHBI) is an initiative that seeks to make it easier for you to own a home, but not everyone qualifies and it can come with some risk. Before deciding to acquire a first time home buyer loan utilizing the First Time Home Buyer Incentive, take time to understand the details. Contact me to learn more. […]

What Opportunities Do Edmonton Homeowners Have When Their Mortgage is Up for Renewal? If you are up for mortgage renewal in Edmonton, you may have more opportunities than you realize. When mortgage renewal time comes up, most homeowners don’t bat an eyelash. They say yes, and often pay more than they should. Banks hope homeowners […]

When buying a home in Edmonton, getting a first time home buyer mortgage can be quite a feat. With these tips, the home buying process will be clearer and you will improve your chances of securing a mortgage to buy your first home.  Contact me to learn more. 1. Check Your Credit Score Your credit score is a core factor in securing a mortgage. First, check […]